There isn't any public details relating to a "highest hdb mortgage 480 29" because the quantities are probable a particular address or inside reference. The maximum HDB loan total is just not a fixed sum but is in its place determined by several components, including the Financial loan-to-Worth (LTV) Restrict, the Mortgage loan Servicing Ratio (MSR), and the applicant's age, cash flow, and financial standing. For brand new and resale flats, the most LTV is around seventy five% of the purchase value or valuation, whichever is lower. The MSR makes sure that every month mortgage loan repayments never exceed 30% of the customer's gross monthly cash flow. An HDB personal loan has an interest charge of two.six% for every annum, pegged at 0.one% above the CPF Regular Account (OA) amount, and the most read more tenure is capped at twenty five many years or approximately the client's age of sixty five, whichever is shorter. To ascertain the most personal loan you can get, you should make an application for an HDB Personal loan Eligibility (HLE) letter.